DISSINTER

SB 582 — Maryland

Consumer Protection - Unsolicited Loans

Prohibiting a person from sending a check or other negotiable instrument to an individual under certain circumstances; establishing that an individual who receives a check or other negotiable instrument is not liable for the amount of the check or negotiable instrument under certain circumstances; and providing that a person who violates the Act is guilty of a misdemeanor and on conviction is subject to a fine not to exceed $500.

Latest action: Approved by the Governor - Chapter 316 · Apr 28, 2026

EnactedChecksCommerce and BusinessCommercial Law - Consumer ProtectionConsumer ProtectionCreditCrimes and PunishmentsFinesLoansPenalties and Sentences

Synopsis written by the legislature's own staff, as published on the official bill page. Status label is derived from the recorded actions. The full text below is the record.

Committees: Finance (Senate); Economic Matters (House of Delegates)

Updated May 6, 2026

Timeline

  1. First Reading Finance

    Feb 4, 2026 · Senate

  2. Hearing 2/19 at 1:00 p.m.

    Feb 4, 2026 · Senate

  3. Favorable with Amendments Report by Finance

    Mar 16, 2026 · Senate

  4. Favorable with Amendments {

    Mar 17, 2026 · Senate

  5. Second Reading Passed with Amendments

    Mar 17, 2026 · Senate

  6. Third Reading Passed

    Mar 19, 2026 · Senate

  7. Referred Economic Matters

    Mar 20, 2026 · House of Delegates

  8. Hearing 3/26 at 1:00 p.m.

    Mar 21, 2026 · House of Delegates

  9. Hearing canceled

    Mar 23, 2026 · House of Delegates

  10. Hearing 3/26 at 2:30 p.m.

    Mar 23, 2026 · House of Delegates

  11. Favorable with Amendments Report by Economic Matters

    Apr 8, 2026 · House of Delegates

  12. Favorable with Amendments {

    Apr 8, 2026 · House of Delegates

  13. Second Reading Passed with Amendments

    Apr 8, 2026 · House of Delegates

  14. Third Reading Passed

    Apr 10, 2026 · House of Delegates

  15. Senate Concurs House Amendments

    Apr 10, 2026 · Senate

  16. Third Reading Passed

    Apr 10, 2026 · Senate

  17. Passed Enrolled

    Apr 10, 2026 · Senate

  18. Approved by the Governor - Chapter 316

    Apr 28, 2026 · executive

Sponsored by J.B. Jennings, Johnny Salling, Jack Bailey

Senate vote — 45–0

On Third Reading · Mar 3, 2026 · result: pass

45 yea · 0 nay · 2 absent, excused, abstain or not voting

Arthur EllisDistrict 28YeaSteve HersheyDistrict 36YeaClarence LamDistrict 12YeaBryan SimonaireDistrict 31YeaDalya AttarDistrict 41YeaBrian FeldmanDistrict 15YeaKatie HesterDistrict 9YeaKaren YoungDistrict 3YeaWill SmithDistrict 20YeaMalcolm AugustineDistrict 47YeaBill FoldenDistrict 4YeaShelly HettlemanDistrict 11YeaSara LoveDistrict 16YeaCharles SydnorDistrict 44YeaJack BaileyDistrict 29YeaJason GallionDistrict 35YeaCarl JacksonDistrict 8YeaJohnny MautzDistrict 37YeaJeff WaldstreicherDistrict 18YeaPam BeidleDistrict 32YeaDawn GileDistrict 33YeaMary-Dulany JamesDistrict 34YeaCory McCrayDistrict 45YeaAlonzo WashingtonDistrict 22YeaBen BrooksDistrict 10YeaGuy GuzzoneDistrict 13YeaJ.B. JenningsDistrict 7YeaMike McKayDistrict 1YeaMary WashingtonDistrict 43YeaMary Beth CarozzaDistrict 38YeaKevin HarrisDistrict 27YeaCheryl KaganDistrict 17YeaJustin ReadyDistrict 5YeaRon WatsonDistrict 23YeaNick CharlesDistrict 25YeaAntonio HayesDistrict 40YeaNancy KingDistrict 39YeaJim RosapepeDistrict 21YeaChris WestDistrict 42YeaPaul CordermanDistrict 2YeaShaneka HensonDistrict 30YeaBen KramerDistrict 19YeaJohnny SallingDistrict 6YeaCraig ZuckerDistrict 14YeaJoanne BensonDistrict 24AbsentAnthony MuseDistrict 26Absent
Mr. Presidentas recorded — not linked to a profileYea
Official record — Maryland General Assembly roll call

Senate vote — 42–0

Bill is on Third Reading for Final Passage. · Mar 24, 2026 · result: pass

42 yea · 0 nay · 5 absent, excused, abstain or not voting

Bill FoldenDistrict 4YeaShelly HettlemanDistrict 11YeaKaren YoungDistrict 3YeaWill SmithDistrict 20YeaMalcolm AugustineDistrict 47YeaJason GallionDistrict 35YeaCarl JacksonDistrict 8YeaSara LoveDistrict 16YeaCharles SydnorDistrict 44YeaPam BeidleDistrict 32YeaDawn GileDistrict 33YeaMary-Dulany JamesDistrict 34YeaJohnny MautzDistrict 37YeaJeff WaldstreicherDistrict 18YeaJoanne BensonDistrict 24YeaGuy GuzzoneDistrict 13YeaJ.B. JenningsDistrict 7YeaCory McCrayDistrict 45YeaAlonzo WashingtonDistrict 22YeaBen BrooksDistrict 10YeaKevin HarrisDistrict 27YeaCheryl KaganDistrict 17YeaMike McKayDistrict 1YeaMary WashingtonDistrict 43YeaMary Beth CarozzaDistrict 38YeaAntonio HayesDistrict 40YeaNancy KingDistrict 39YeaJustin ReadyDistrict 5YeaRon WatsonDistrict 23YeaNick CharlesDistrict 25YeaShaneka HensonDistrict 30YeaBen KramerDistrict 19YeaJim RosapepeDistrict 21YeaChris WestDistrict 42YeaPaul CordermanDistrict 2YeaSteve HersheyDistrict 36YeaClarence LamDistrict 12YeaJohnny SallingDistrict 6YeaCraig ZuckerDistrict 14YeaBrian FeldmanDistrict 15YeaKatie HesterDistrict 9YeaArthur EllisDistrict 28Not votingAnthony MuseDistrict 26Not votingDalya AttarDistrict 41AbsentJack BaileyDistrict 29AbsentBryan SimonaireDistrict 31Absent
Mr. Presidentas recorded — not linked to a profileYea
Official record — Maryland General Assembly roll call

House of Delegates vote — 136–0

On Third Reading (Amend) · Mar 25, 2026 · result: pass

136 yea · 0 nay · 5 absent, excused, abstain or not voting

Charlotte CrutchfieldDistrict 19YeaJulian IveyDistrict 47AYeaLaToya NkongoloDistrict 31YeaRyan SpiegelDistrict 17YeaGabriel AceveroDistrict 39YeaBonnie CullisonDistrict 19YeaJay JacobsDistrict 36YeaDarrell OdomDistrict 27AYeaDana SteinDistrict 11BYeaChris AdamsDistrict 37BYeaDebra DavisDistrict 28YeaAndre JohnsonDistrict 34AYeaJulie Palakovich CarrDistrict 17YeaVaughn StewartDistrict 19YeaJackie AddisonDistrict 45YeaEric EbersoleDistrict 44AYeaSteve JohnsonDistrict 34AYeaCheryl PasteurDistrict 11AYeaSean StinnettDistrict 41YeaNick AllenDistrict 8YeaMark EdelsonDistrict 46YeaDana JonesDistrict 30AYeaEdith PattersonDistrict 28YeaJosh StonkoDistrict 42CYeaTiffany AlstonDistrict 24YeaElizabeth EmbryDistrict 43AYeaAnne KaiserDistrict 14YeaScott PhillipsDistrict 10YeaKathy SzeligaDistrict 7AYeaMarlon AmpreyDistrict 40YeaKris FairDistrict 3YeaAaron KaufmanDistrict 18YeaJesse PippyDistrict 4YeaDeni TaverasDistrict 47BYeaKevin AndersonDistrict 38AYeaJessica FeldmarkDistrict 12AYeaKen KerrDistrict 3YeaAndrew PruskiDistrict 33AYeaKym TaylorDistrict 23YeaSteve ArentzDistrict 36YeaDiana FennellDistrict 47AYeaNic KipkeDistrict 31YeaLily QiDistrict 15YeaJen TerrasaDistrict 13YeaLauren ArikanDistrict 7BYeaMark FisherDistrict 27CYeaMarc KormanDistrict 16YeaPam QueenDistrict 14YeaKaren TolesDistrict 25YeaHeather Bagnall TudballDistrict 33CYeaLinda FoleyDistrict 15YeaMary LehmanDistrict 21YeaTeresa ReillyDistrict 35AYeaChris TomlinsonDistrict 5YeaTerry BakerDistrict 1CYeaCathi ForbesDistrict 43BYeaRobbyn LewisDistrict 46YeaKent RobersonDistrict 25YeaVeronica TurnerDistrict 26YeaBen BarnesDistrict 21YeaDavid Fraser-HidalgoDistrict 15YeaJeff LongDistrict 27BYeaDenise RobertsDistrict 25YeaKris ValderramaDistrict 26YeaSandy BartlettDistrict 32YeaJeff GhristDistrict 36YeaBob LongDistrict 6YeaMike RogersDistrict 32YeaWilliam ValentineDistrict 2AYeaBarry BeauchampDistrict 38BYeaRobin GrammerDistrict 6YeaLesley LopezDistrict 39YeaApril RoseDistrict 5YeaJoe VogelDistrict 17YeaDylan BehlerDistrict 30AYeaMike GriffithDistrict 35AYeaSandy RosenbergDistrict 41YeaRon WatsonDistrict 23YeaHarry BhandariDistrict 8YeaMichele GuytonDistrict 42BYeaKim RossDistrict 8YeaMelissa WellsDistrict 40YeaAdrian BoafoDistrict 23YeaGuy GuzzoneDistrict 13YeaAletheia McCaskillDistrict 44BYeaMalcolm RuffDistrict 41YeaJennifer White HollandDistrict 10YeaRegina BoyceDistrict 43AYeaAndrea HarrisonDistrict 24YeaSusan McComasDistrict 34BYeaSheila RuthDistrict 44BYeaJheanelle WilkinsDistrict 20YeaJon CardinDistrict 11BYeaWayne HartmanDistrict 38CYeaRic MetzgarDistrict 6YeaSheree Sample-HughesDistrict 37AYeaNicole WilliamsDistrict 22YeaMark ChangDistrict 32YeaAnne HealeyDistrict 22YeaApril MillerDistrict 4YeaMatthew SchindlerDistrict 2BYeaGreg WimsDistrict 39YeaLorig CharkoudianDistrict 20YeaTerri HillDistrict 12AYeaBernice Mireku-NorthDistrict 14YeaStuart SchmidtDistrict 33BYeaWilliam WivellDistrict 2AYeaBrian ChisholmDistrict 31YeaJim HinebaughDistrict 1AYeaDavid MoonDistrict 20YeaEmily ShettyDistrict 18YeaSarah WolekDistrict 16YeaBarrie CilibertiDistrict 4YeaMarvin HolmesDistrict 23YeaGabriel MorenoDistrict 13YeaGary SimmonsDistrict 12BYeaJamila WoodsDistrict 26YeaLuke ClippingerDistrict 46YeaKevin HornbergerDistrict 35BYeaMatt MorganDistrict 29AYeaKaren SimpsonDistrict 3YeaTeresa WoormanDistrict 16YeaDerrick ColeyDistrict 24YeaSeth HowardDistrict 30BYeaTodd MorganDistrict 29CYeaWill SmithDistrict 20YeaChao WuDistrict 9AYeaFrank ConawayDistrict 40YeaTom HutchinsonDistrict 37BYeaRyan NawrockiDistrict 7AYeaJared SolomonDistrict 18YeaNatalie ZieglerDistrict 9AYeaBrian CrosbyDistrict 29BYeaChristopher BouchatDistrict 5Not votingJason BuckelDistrict 1BNot votingAdrienne JonesDistrict 10AbsentC.T. WilsonDistrict 28AbsentCaylin YoungDistrict 45Absent
Speakeras recorded — not linked to a profileYea
Mangioneas recorded — not linked to a profileYea
Martinezas recorded — not linked to a profileYea
Official record — Maryland General Assembly roll call
Fiscal and Policy Note — official analysis by legislative staff (PDF) Bill text (Enrolled) — Maryland General Assembly (PDF) Bill text (First reading) — Maryland General Assembly (PDF) Bill text (Third reading) — Maryland General Assembly (PDF) Official record — Maryland General Assembly bill page

Official records. Maryland legislators, bills and roll-call votes from the Maryland General Assembly, imported through Open States on Oct 27, 2026 (partial import — not yet the full session). Accuracy review against the official site is still under way. Campaign-finance records for Maryland are not imported yet.